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Bankroll for $5/$10 Poker

How much money you need to play $5/$10 live no-limit hold’em: about $30,000 with a moderate 30 buy-in rule, or more if you buy in deep.

How much bankroll do you need for $5/$10?

$5/$10 is a serious live game. Stacks are often deep, opponents include professionals, and a single session can swing $5,000 or more. Most players at this level keep 30–40 buy-ins and track their results carefully before committing.

ApproachWith $1,000 buy-ins (100bb)With $2,000 buy-ins
Aggressive (20 buy-ins)$20,000$40,000
Moderate (30 buy-ins)$30,000$60,000
Conservative (40 buy-ins)$40,000$80,000

Live games are slower and usually softer than online games, so live players can often use fewer buy-ins. If poker money comes from your salary and you can top it up, the aggressive figure is fine. If your bankroll is all you have, use the conservative one.

What can you expect to win?

A solid live player might win 5–10 big blinds per hour, which is $50–$100 an hour at these stakes before tips. Results swing a lot in the short term: see how big your swings could be with the variance calculator, and check your chance of going broke with the risk of ruin calculator.

Move-up and move-down rules for $5/$10

  • Move down if your bankroll drops below 20 buy-ins ($20,000).
  • Move up when you have 30 buy-ins for the next level.
  • Take shots with a fixed number of buy-ins set aside, and step back down if you lose them.

Open the bankroll calculator for $5/$10 to plug in your own bankroll, or read our full poker bankroll management guide.

These are guidelines, not guarantees. The right number of buy-ins depends on your win rate, how much your results swing, whether you can top up your bankroll, and how you would feel about moving down. Not financial advice.