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Bankroll Tracker vs HUD: Which Poker Tool Do You Need?

A bankroll tracker records your results; a HUD shows live stats on your opponents. Here is how they differ and which one each type of player needs.

Poker Tracking Team
·
November 6, 2026
·
4
min read

Players often use “poker tracker” to mean two very different tools: a bankroll tracker that records your results, and a HUD (heads-up display) that analyses hand histories and shows statistics about your opponents.

What a bankroll tracker does

  • Logs every session: game, stakes, buy-in, cash-out and time.
  • Calculates profit, hourly rate, ROI and your bankroll over time.
  • Works for live and online play, cash games and tournaments.
  • Needs no hand histories, so it works anywhere — in a casino, a home game or on your phone.

What a HUD does

  • Imports online hand histories automatically.
  • Shows stats like VPIP, PFR and 3-bet % for each opponent on your screen.
  • Lets you review every hand you played and filter by spot.
  • Only works online, and only on sites that allow it.

Are HUDs allowed?

Policies differ by site. Some sites allow HUDs, some ban them, and many now block hand-history access entirely. Always check a site’s rules before using third-party software. Bankroll trackers are allowed everywhere because they only record your own results.

Which one do you need?

PlayerBankroll trackerHUD
Live cash or tournament playerYesNot possible
Recreational online playerYesOptional
High-volume online grinderYesUseful, where allowed
Staked playerYes — backers need recordsOptional

Almost every player benefits from a bankroll tracker; a HUD is a specialist tool for online volume. Start free with the PokerTracking bankroll tracker, and read our comparison of bankroll tracker apps.

Try the free tool
Poker Bankroll Tracker